Independent Insights on Global Payment Solutions

Welcome to HR Merchant Services — your trusted partner in navigating the global payments landscape. Headquartered in New York City, with offices across Europe and Asia, we specialize in helping high-risk and fast-growing businesses simplify, secure, and scale their transactions worldwide.

Whether you need reliable credit card processing, crypto payment processing, merchant account setup, ACH/E-check services, or cutting-edge digital wallet options, our team delivers solutions that work seamlessly across borders.

We also provide strategic guidance on international company structuring and e-wallet strategies, giving your business the infrastructure and flexibility it needs to succeed.

From startups and online platforms to established retailers and service providers, our mission is simple: equip you with the tools, knowledge, and support to thrive in today’s fast-moving payment ecosystem.

No jargon. No hidden partners. Just clear, smart solutions for your global payment needs.

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We invite you to explore in greater detail how HR Merchant services can provide targeted solutions for your business in the categories

Navigating Payments. Powering Growth. Delivering Trust

Welcome to HR Merchant Services

At HR Merchant Services, we partner with businesses of all sizes—from bold startups to global enterprises—to simplify and strengthen their payment infrastructure.

With years of hands-on experience in the industry, we offer trusted solutions including: Credit Card Processing, ACH/E-Check Systems, Digital & Crypto Wallet Consulting, International Company Formation and Structuring

Whether you’re expanding into new markets or optimizing your current operations, we help you navigate the complexities of global payments with clarity, reliability, and strategic insight.

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Credit Card Processing

Secure, and scalable credit card solutions for both traditional and high risk businesses. Accept global payments with ease and full compliance, backed by competitive rates real time.
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ACH/E-check Processing

ACH or ECheck Simplify payments and reduce fees with reliable ACH and E-Check processing. Ideal for recurring billing, high-ticket transactions, clients who prefer direct bank payments.
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E-wallets Services

E-wallets or E-cash Step into the future of finance with our digital and crypto wallet consulting. We help you set up and integrate secure wallet solutions for seamless global transactions and customer convenience.
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Crypto Processing

At HR Merchant Services, we offer secure crypto processing solutions for high-risk merchants and forward-thinking businesses. we make it easy for your customers to pay wherever they are in the word.

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Who are we

About HR Merchant Services

Headquartered in New York City, with offices in Europe and Asia, HR Merchant Services is a leading provider of high-risk merchant solutions. We offer tailored payment processing and financial consulting services to both online and offline businesses around the world.

Our mission is simple: to help companies of all sizes overcome the complexities of global commerce with reliable, secure, and scalable solutions. Whether you’re a startup or a multinational corporation, we deliver the technology, strategic partnerships, and deep industry knowledge needed to grow with confidence.

Make HR Merchant Services your partner in your business today contact us to find out what we can do for you and your company.

Got Questions? We've Got The Answers!

➔ Q1: What services does HR Merchant Services offer?
A: We specialize in high-risk merchant accounts, credit card processing, ACH/e-Check processing, e-wallet consulting, Crypto processing and international company formation services.
➔ Q2: How fast is the application process?
A: Our main office is in New York City, but we work with banks from all over the world, and will work with you to find the best solution and the best location for your business.
➔ Q3: What type of sites allow to be processed for?
A: Please contact us to let us know what you are selling, and we will let you know. We only process for legal products and services.
➔ Q4: How much is your setup fee and what are your rates?
A: Again all clients are different and will have different rates for their services, best thing to do is contact one of our reps and they will discuss with you what type of fees and rates that you can expect after your application is submitted.
➔ Q5: Can I keep the gateway or shopping cart I am currently using on my site?
A: In most cases you will have to switch to our state of the art gateway, but we have had clients keep their current gateway and shopping carts, this can be discussed with our tech department once you are setup.
➔ Q6: What countries do you allow companies or individuals to be from to use your services?
A: We work with clients from all parts of the world, please contact us to discuss your specific needs.
➔ Q7:My current processor is down and i need something quick, can you set me up fast?
Unfortunately this kind of thing has become the norm lately, and yes we do have an express service for clients that have either lost their merchant account or their current processor is down, Contact us right now to get your site and business up and running, and to partner with a professional company to avoid these kind of occurrences from ruining your business.
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Partner with HR Merchant Services and gain a dedicated ally in navigating high-risk payment solutions.