Get to Know HR Merchant Services
Who We Are
Empowering Global Transactions with Expertise You Can Trust
Headquartered in New York City, with offices in Europe and Asia, HR Merchant Services is a leading provider of high-risk merchant solutions. We offer tailored payment processing and financial consulting services to both online and offline businesses around the world.
Our mission is simple: to help companies of all sizes overcome the complexities of global commerce with reliable, secure, and scalable solutions. Whether you’re a startup or a multinational corporation, we deliver the technology, strategic partnerships, and deep industry knowledge needed to grow with confidence.
We specialize in a wide range of services including:
Credit Card Processing
High-risk credit card solutions backed by a global acquiring network, advanced fraud prevention, and charge back protection. We enable businesses in challenging industries to accept payments reliably, expand globally, and grow without limits.
Merchant Account Setup
From underwriting to onboarding, we simplify the process of securing high-risk and international merchant accounts. We connect you with the right acquiring partners for long-term stability and scalable growth.
ACH/E-Check Processing
Secure, cost-effective bank-to-bank transfer solutions ideal for recurring billing, high-ticket transactions, and industries facing card restrictions. Provide your customers with frictionless U.S. payment alternatives.
E-Wallet Consulting
Expert guidance for building digital or cryptocurrency wallet platforms — from licensing and KYC/AML compliance to tech architecture and integrations. Whether launching a fintech app, a white-label wallet, or a crypto payment gateway, we take you from concept to launch.
- International Company Formation
Expand into global markets with confidence. We assist with entity formation, banking relationships, payment infrastructure, and compliance across the U.S., EU, Asia, and offshore jurisdictions.
- Crypto Payment Processing
Accept cryptocurrency payments from customers worldwide with seamless conversion to fiat, settlement in multiple currencies, and compliance-focused processing. We provide secure crypto gateways for high-risk and international merchants.
Whether you’re a small startup or a multimillion-dollar corporation, we provide the same level of commitment, innovation, and performance. Our team of industry veterans and strategic partners bring years of hands-on experience in the credit card and ACH processing sectors. We understand the unique challenges high-risk businesses face — and we know how to solve them.
At HR Merchant Services, we don’t just offer payment solutions — we build strategic partnerships that empower your business to grow, adapt, and succeed in a rapidly evolving digital economy.
📞 Connect with us today to discover how our world-class merchant services and consulting can move your business forward.
Our Mission
To empower high-risk merchants with secure, scalable, and in
Transparency
Innovation
Client-first approach
Global reach
Why Choose Us
Trusted Experts
Custom Solutions
Global Network
Trusted Partnerships That Drive Business Forward
At HR Merchant Services, we believe in building strong, lasting relationships with our clients. Our handshake symbolizes our commitment to transparency, integrity, and working together to help your business succeed—no matter the challenges.