About Us

Get to Know HR Merchant Services

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Experience. Trust. Global Reach.

Who We Are

Empowering Global Transactions with Expertise You Can Trust

Headquartered in New York City, with offices in Europe and Asia, HR Merchant Services is a leading provider of high-risk merchant solutions. We offer tailored payment processing and financial consulting services to both online and offline businesses around the world.

Our mission is simple: to help companies of all sizes overcome the complexities of global commerce with reliable, secure, and scalable solutions. Whether you’re a startup or a multinational corporation, we deliver the technology, strategic partnerships, and deep industry knowledge needed to grow with confidence.

We specialize in a wide range of services including:

  • Credit Card Processing

High-risk credit card solutions backed by a global acquiring network, advanced fraud prevention, and charge back protection. We enable businesses in challenging industries to accept payments reliably, expand globally, and grow without limits.

  • Merchant Account Setup

From underwriting to onboarding, we simplify the process of securing high-risk and international merchant accounts. We connect you with the right acquiring partners for long-term stability and scalable growth.

  • ACH/E-Check Processing

Secure, cost-effective bank-to-bank transfer solutions ideal for recurring billing, high-ticket transactions, and industries facing card restrictions. Provide your customers with frictionless U.S. payment alternatives.

  • E-Wallet Consulting

Expert guidance for building digital or cryptocurrency wallet platforms — from licensing and KYC/AML compliance to tech architecture and integrations. Whether launching a fintech app, a white-label wallet, or a crypto payment gateway, we take you from concept to launch.

  • International Company Formation

Expand into global markets with confidence. We assist with entity formation, banking relationships, payment infrastructure, and compliance across the U.S., EU, Asia, and offshore jurisdictions.

  • Crypto Payment Processing

Accept cryptocurrency payments from customers worldwide with seamless conversion to fiat, settlement in multiple currencies, and compliance-focused processing. We provide secure crypto gateways for high-risk and international merchants.

 

Whether you’re a small startup or a multimillion-dollar corporation, we provide the same level of commitment, innovation, and performance. Our team of industry veterans and strategic partners bring years of hands-on experience in the credit card and ACH processing sectors. We understand the unique challenges high-risk businesses face — and we know how to solve them.

At HR Merchant Services, we don’t just offer payment solutions — we build strategic partnerships that empower your business to grow, adapt, and succeed in a rapidly evolving digital economy.

📞 Connect with us today to discover how our world-class merchant services and consulting can move your business forward.

Our Mission

To empower high-risk merchants with secure, scalable, and in

Transparency

Innovation

Client-first approach

Global reach

Why Choose Us

Trusted Experts

Years of experience with high-risk merchants worldwide.

Custom Solutions

Tailored processing for your business model and region.

Global Network

Our connections help you scale internationally with ease.

Trusted Partnerships That Drive Business Forward

At HR Merchant Services, we believe in building strong, lasting relationships with our clients. Our handshake symbolizes our commitment to transparency, integrity, and working together to help your business succeed—no matter the challenges.

FAQs

➔ Q1: What services does HR Merchant Services offer?
A: We specialize in high-risk merchant accounts, credit card processing, ACH/e-Check processing, e-wallet consulting, Crypto processing and international company formation services.
➔ Q2: How fast is the application process?
A: Our main office is in New York City, but we work with banks from all over the world, and will work with you to find the best solution and the best location for your business.
➔ Q3: What type of sites allow to be processed for?
A: Please contact us to let us know what you are selling, and we will let you know. We only process for legal products and services.
➔ Q4: How much is your setup fee and what are your rates?
A: Again all clients are different and will have different rates for their services, best thing to do is contact one of our reps and they will discuss with you what type of fees and rates that you can expect after your application is submitted.
➔ Q5: Can I keep the gateway or shopping cart I am currently using on my site?
A: In most cases you will have to switch to our state of the art gateway, but we have had clients keep their current gateway and shopping carts, this can be discussed with our tech department once you are setup.
➔ Q6: What countries do you allow companies or individuals to be from to use your services?
A: We work with clients from all parts of the world, please contact us to discuss your specific needs.
➔ Q7:My current processor is down and i need something quick, can you set me up fast?
Unfortunately this kind of thing has become the norm lately, and yes we do have an express service for clients that have either lost their merchant account or their current processor is down, Contact us right now to get your site and business up and running, and to partner with a professional company to avoid these kind of occurrences from ruining your business.

Are you ready to take your business to the next level?