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With the demise of
third party processors recently website owners and high
risk merchants need a solid solution and an experienced company
that can help you with your credit card processing and help you
apply for your very own high risk merchant account.
HR Merchant Services has partnered with many banks worldwide
that still accept and still process transactions for high risk
merchants including:
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Adult entertainment
website member sites.
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Adult toy and DVD
shopping sites.
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Gaming sites.
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Online pharmacy
stores.
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Ecommerce products
that are considered "high risk".
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Plus any other high
risk internet service.
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We will set you up
with your own adult or high risk merchant account with one of
our partner banks worldwide. Most banks will not accept adult or
other high risk businesses because of various reasons including
consumer fraud, business decisions and bottom line is most banks
do not want to deal with high risk merchant clients.
Along with your own high risk merchant account you will also
have access to our state of the art credit card processing
gateway, which features:
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Your own Virtual
terminal.
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Password management
for subscription sites.
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Detailed reporting
of sales, refunds, chargebacks and settlement of funds.
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Postings into
websites (on transactions approval).
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Recurring billing.
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Key elements of our
fraud management system are:
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Huge negative
database.
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BIN Blocking.
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Bank Blocking.
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Country blocking.
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IP Address logging.
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Checking to see if
the card and IP address are same country.
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Velocity checks.
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Numerous checks of
various parameters.
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Monitoring CB rates
on a daily basis.
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A “bot” to make sure
the person drills down into the website.
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A “hologram box”
with random characters (to stop machine generated applications).
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BIN checking (Drop
down box of 5 banks. They have to choose the one that matches
the card they are using).
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We also offer
comprehensive customer service, including credit granting,
cancellations and so forth.
Please contact us today with any questions on our merchant and
credit card processing services, and how you can take advantage
of one of the best and safest solution for high risk internet
businesses.
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